The M-Pesa PayBill service continues to simplify transactions for businesses and customers alike, offering a seamless and efficient cash collection method. As of 2025, Safaricom has updated its PayBill transaction charges, ensuring transparency and affordability for users. Below are the revised charges for M-Pesa PayBill transactions.
M-Pesa Paybill Transaction Charges (2025–2026)
| Amount Range (KSH) | Transaction Charge (KSH) |
|---|---|
| 1 – 49 | 0 |
| 50 – 100 | 0 |
| 101 – 500 | 5 |
| 501 – 1,000 | 10 |
| 1,001 – 1,500 | 15 |
| 1,501 – 2,500 | 20 |
| 2,501 – 3,500 | 25 |
| 3,501 – 5,000 | 34 |
| 5,001 – 7,500 | 42 |
| 7,501 – 10,000 | 48 |
| 10,001 – 15,000 | 57 |
| 15,001 – 20,000 | 62 |
| 20,001 – 25,000 | 67 |
| 25,001 – 30,000 | 72 |
| 30,001 – 35,000 | 83 |
| 35,001 – 40,000 | 99 |
| 40,001 – 45,000 | 103 |
| 45,001 – 50,000 | 108 |
| 50,001 – 70,000 | 108 |
| 70,001 – 250,000 | 108 |
Highlights of the PayBill Service
- Zero Charges for Low-Value Transactions: Payments below KSH 100 incur no fees, promoting inclusivity for low-value transactions.
- Affordable Rates: Charges are tiered and affordable, ensuring businesses and customers can transact without excessive costs.
- Maximum Charge: Transactions above KSH 50,001 are capped at KSH 108, providing predictability for high-value transactions.
Benefits of Using M-Pesa PayBill
- Convenience: Customers can pay for goods and services anytime, anywhere.
- Timeliness: Payments are processed instantly, eliminating delays.
- Transparency: Both businesses and customers receive confirmation messages, ensuring accountability.
- Security: Transactions are encrypted and safe, protecting users from fraud.
Conclusion
The updated M-Pesa PayBill transaction charges for 2025–2026 reflect Safaricom’s commitment to maintaining affordability and accessibility. By leveraging PayBill services, businesses can streamline their payment processes, while customers enjoy convenience and ease of payment.
Stay informed of these charges to make cost-effective transactions and maximize the benefits of M-Pesa’s innovative services.
